No time is a good time for storm damage to happen to your home. But, when it does you need to remain calm and collected to handle the situation. The best thing you can do to help ease your stress is to call a professional storm damage restoration company in Memphis, such as ourselves, who can happen when a disaster strikes. Whether it is blistering hail, gusting wind, fire, falling tree or other acts of nature, you need a local contractor that specializes in this type of work. Particularly understanding the insurance process.
You want to hire a contractor that specializes in storm damage roof repair and roof replacement, and someone who has good relationships with local insurance adjusters, companies and prioritizes excellent communication with their customers. We hold ourselves to the highest standards, and operate with integrity, which is why insurance carriers work with us so seamlessly.
Do you have a roofing insurance claim because of storm damage and need a specialist to help? We can help you through to restore your home to pre-storm conditions, and to navigate through all the chaos. It can be a very stressful time.
Here are some tips you should follow after noticing your home has suffered storm damage:
You Should Review Your Policy
It’s important to understand your home insurance policy to know what is covered and what is not. You are always your best advocate, and this is YOUR home. You want to make sure that after any disaster or damage, you are educated on your policy to ensure that you receive all reparation you deserve from the damage.
The better you understand your policy, the more informed you are to speak with your agency or insurance carrier, and the contractor as well. For instance, some policies have riders and clauses for cosmetic damage (such as hail damage on a metal roof). Others may consider the age of your roof – this can effect a policy being denied or approved, and the amount awarded.
If you think you have damage, and you call your insurance carrier, they will send out an adjuster to inspect your roof. You will want to review your deductible information to understand how much you will need to pay out of pocket for any repair or replacement before insurance will cover the rest. It is better to always review this BEFORE any major disaster strikes.
Take Detailed Evidence & Photos
It is extremely important to document all signs of storm damage in the form of photos for your insurance claim. Insurance carriers typically require extensive documentation during an insurance claim, and this is where photos can show the damage caused to your roof or exterior from a hail or wind storm. A quality roofing contractor will help you with this portion as they are on your roof. They should take detailed photos of all of the damage on your roof.
We can also give honest feedback whether the damage to your roof is enough to warrant a claim and calling your insurance, or if more minor repairs would suffice.
Take Proactive Measures To Prevent Further Damage
Insurance carriers want to see proactive homeowners taking measures to protect their home from suffering more damage. We understand this and are sensitive that when an emergency roofing situation arises, time is of the essence. What starts as a leak could turn into water damage, mold formation, property loss, roof caving, and other major disasters that could be avoided if a roof is simply tarped or repaired quickly. We can help you with these quick measures to prevent future loss from happening, as more long-term work is discussed on replacing or major repairs to fix the storm damage.
4) Call someone with experience
This can all be stressful as your home is damaged, and you are trying to repair your home back to normal. Working with a local contractor that specializes in storm damage restoration, and working with insurance carriers will provide peace of mind for you, knowing that is one more thing off of your shoulder.
Call The Best Storm Damage Roofing Specialists in Memphis Today!
Allow our storm damage specialists help to restore your home to the way it was prior to that hail or wind storm. We have years of extensive experience in the restoration industry, and working with insurance carriers, on both small and extensive large loss claims. We can be the ones to help bring calmness back to your life after a powerful storm.
Our customers have left us raving reviews because they feel we are a contractor that can be counted on when your roof is damaged. We can mobilize quickly, and provide a free estimate for you and your insurance in order to expedite the insurance process. If you are looking for the best local Memphis roofers, and want a stress-free repair experience, then give us a call today!